Terms of Use
The rules that apply when this site is used to request quotes, hold an account or send a message.
Effective: June 2026
01.
Acceptance Of These Terms
Using the JulienAuto website means agreeing to everything set out on this page. If any part of it is unacceptable, the correct response is to stop using the site and to avoid submitting information through it.
These terms work alongside the Privacy Policy, which explains how submitted information is handled.
02.
What This Site Provides
This site offers auto insurance guidance and quote comparison assistance. It explains coverage parts in plain wording and helps line up options so a choice can be made with a clear view of the trade offs.
The site itself is not an insurer. Policies are issued by licensed insurance companies, and the contract that governs any cover is the policy document those companies provide.
03.
Eligibility
Use of this site is limited to residents of the United States who are aged eighteen or older and legally able to enter a binding agreement. Submitting a request confirms that both conditions are met.
04.
Account Responsibilities
An account holder is responsible for keeping login details private and for everything that happens under that account.
- Give accurate details at signup and keep them current
- Choose a password that is not shared with anyone else
- Report suspected unauthorised access without delay
- Accept that access may be suspended where these terms are broken
05.
Acceptable Use
This site is for personal insurance research and quote requests. The following are not permitted.
- Submitting false, borrowed or misleading personal details
- Attempting to gain access to systems or records that belong to others
- Automated scraping, bulk requests, or anything that strains the service
- Copying site content for republication without written permission
- Using the site for any purpose that breaks applicable law
06.
Quotes And Coverage Information
Figures shown through this site are estimates based on the details supplied. Final pricing, eligibility and terms are set by the insurer after its own review, and they may differ from an early estimate.
Nothing on this site creates cover. A vehicle is only insured once a policy is issued and confirmed by the company behind it.
07.
Messaging And Contact Consent
Consent boxes selected at signup control which messages may be sent. Service messages relate to an active request. Marketing messages cover plan comparisons, rates and offers, and are optional.
Replying STOP to any message ends further texts. Replying HELP returns assistance information. Standard message and data rates may apply, and frequency may vary.
08.
Intellectual Property
The text, layout, graphics, and code on this site are protected works. They may be viewed and printed for personal reference, but may not be reproduced, resold, or adapted for another site without written permission.
09.
Outside Links And Insurers
Links to insurer websites and other resources are offered for convenience. Those destinations run under their own terms and privacy practices, and no responsibility is taken for their content or availability.
10.
Disclaimers
This site and its content are provided as they are, without warranty of any kind. Continuous availability, freedom from error, and fitness for a particular purpose are not guaranteed.
Guidance offered here is general in nature. It does not replace advice from a licensed insurance professional reviewing a full personal situation.
11.
Limitation Of Liability
To the fullest extent the law allows, no liability is accepted for indirect, incidental, or consequential loss arising from use of this site, including lost savings, denied claims, or decisions made on the basis of an estimate.
12.
Arbitration Agreement
Any dispute connected with this site, its content, or the messages sent under a given consent is to be resolved by binding individual arbitration rather than in court, and rather than as part of a class or representative action.
- Arbitration follows the rules of a recognised arbitration body and takes place under federal arbitration law
- An arbitrator, not a judge or jury, decides the outcome and that decision is final
- Claims may be brought individually only, never on behalf of a group
- Small claims matters may still be pursued in a small claims court where they qualify
- An opt out may be sent in writing to the address listed at the end of this page within thirty days of first agreeing
13.
Suspension Of Access
Access may be limited or withdrawn where these terms are broken, where activity appears fraudulent, or where a request would place other users at risk. Where it is practical to give notice first, notice is given.
14.
Changes To These Terms
These terms may be revised as services or legal duties change. The effective date at the top of this page marks the current version, and continued use after a revision means the updated terms apply.
15.
Governing Law
These terms are governed by the laws of the State of North Dakota, without regard to conflict of law principles. Where a provision is found unenforceable, the rest of the terms continue in full effect.
16.
Contact
Questions about these terms can be sent using the details below.
- +1 (701) 575-9736
- j.richardson@julienauto.com
- 840 43rd Ave NE Bismarck ND 58503